Sky Sports columnist David Lloyd says strap on your six-shooter and prepare for a gun fight as the Twenty20 finals ride into town.

Looking at the four teams for the Twenty20 semi finals, well I think we have the four best teams. I guess you could argue that Somerset were unlucky and at one stage Lancashire were up there too.

Essex against Kent is a great south east battle and will be a complete shoot out. I just worry if Essex can move out of Chelmsford. Are they any good anywhere else?

They have two absolutely gun players in Graham Napier and Ryan ten Doeschate. I would say that James Foster is the best Twenty20 wicketkeeper/batsmen too. So their challenge is how good are they out of fortress Chelmsford.

Kent are absolutely stars studded and are the best team I have seen in the competition. From the start they have been my pick for the final. Joe Denly could make a lot of money in this innings.

This Twenty20 final has taken only a completely different significance. In the past it has been about pure fun, entertainment and let's all go out and have a laugh. Now it is all that but with a lot of money at stake.

I am going down to the Rose Bowl on Thursday morning to sit on a stage with Sir Alan Stamford and Richie Richards and we are going to be talking cash.

There is a massive carrot for the winner of the Twenty20.

There is only £42,000 for the winners in the domestic title, the ECB are cheapskates!

But there is a lot more money been dangling right in front of their noses and it is going to be interesting to see how they react on the day

Has Kent got what it takes to win the final again? They have already done it once and they have a fantastic captain in Robert Key.

If England continue to cock-up like they are doing, then Key is just waiting for a job.

I am going to go for Kent because I am not going to leave them now and I have one or two question marks over Essex. Both will have plenty of support and I think those two have the most one-eyed supporters in county cricket!

In the other game we will see Middlesex and Durham going head-to-head. Middlesex were the surprise team but when you see them play you see that they are a proper team and are certainly not punching above their weight.

They have some great energy in the team and they have a massive player in AC Malan that is David Malan to you.

They also have the Irish connection of Morgan and Joyce. They question I would ask Middlesex, is what else have you got?

They are going to come up against the likes of Mustard, Collingwood, Pollock, Plunkett and Harmison when they play Durham. If I include Gareth Breese who has played one game for the West Indies there are nine internationals in the Durham line up.

Durham will pack their team with batting and they don't mind if they are 10 for 4 because they reason that it will come off, and is the finals day they day it all works?

I am going to go for Durham to beat Middlesex so the final will see them against Kent. It's a toss up between who will win the final and I am not going to try and separate them two. It will be like a gunfight at the OK Corral. Who wants it more and who is not going to bottle it.

I would like to say something about the non-appearance of Andrew Strauss. The English management have said that he is too tired to play.

Let's hear from you Andrew. You tell us that you are tired and don't want to play in finals day. I am not bothered what Peter Moores and Geoff Miller have said. This is a fun day, an adrenaline rush from start to finish.

I am going to blow his excuse straight out of the water. He is a namby-pamby batter, that is what we all call him in the game. He is only a batter -- he stands in first slip and he bats. He has had eight days off in a fortnight but he is deemed to be too tired by the England management.

This is the same England management who in back-to-back Test matches played James Anderson and Stuart Broad who were absolutely bowled into the ground. I can only assume the next Test match England have a brand new attack because they are all knackered.

I also hear that Essex don't want Cook. You can bet your life he will be in England's one-day team.

The other big event this weekend is the Mascot race. At my insistence and I have got some influence here, the race is a full circuit of the ground so everyone is involved.

It is not a mad dash and tactics will have to come into it. I will be looking very closely at Spitfire's footgear. He can't go out there with a pair of Nikes on. If that happens we will do a Yorkshire on him and he will be disqualified. The cameraman is going on a golf buggy, but I am running with them -- hamstrings permitting.

I hear that Lanky is a non-runner, but there will be somebody in the Lanky suit. Lanky trains hard for this but I think he is at a wedding. I don't know if it is another giraffe getting married or what.

I am a little suspicious of who will take his place as I think he will be a flyer. I will be taking a close look at him though. Eddie the Eagle is not bad and is always up there, so watch out for him.

I had a bit of an occurrence on Wednesday. I took the present Mrs Lloyd onto a canal barge.

We saw some wonderful sites: prams, bicycles, trolleys and even a wig floated past.

She was in the front and I could not hear her properly over the engine. I thought she said 'I need the loo', I just shouted back right.

But what she actually shouted was 'mind the canoe'!

Anyway he was okay when he swam back to the shore, but I am terribly sorry!

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